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If you currently have an account with St. Charles Bank & Trust Company, N.A., you can choose “Yes” in the Speed up your application section. Our system will prefill the application with the information we already have on file for you. All you’ll need to do is provide one of the following: St. Charles Bank & Trust Company, N.A. debit card number, deposit account (excluding CD accounts) or a loan account.
If you’re the only person who will apply for this account, select “Individual”. If you would like to have a co-owner on this account, select “Joint”. The joint applicant must be present with you during the application process. If the joint applicant is not present, please select “Individual” to proceed with the application. You may always add a joint owner to your account at a later time by visiting one of our branches.
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. We use security measures that comply with federal law to protect your personal information from unauthorized access and use. These measures include computer safeguards and secured files and buildings.
In order to proceed with the online application, you’ll need a Social Security Number. If you don't have a Social Security Number, please visit one of our locations to open an account.
We’re unable to accept online applications from non-U.S. citizens. Please visit one of our locations to open an account, be sure to bring two forms of ID, including one with your physical address.
Disclosures contain important terms and conditions that apply to your new account. Reviewing and accepting disclosures ensure that you are informed about how we will manage your new account.