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Family is extremely important to us. When you choose to raise your family in our community, we will be there for you now and for years to come. We’ll sit down with you and determine the goals you have for your family and help you put a plan in place to reach those goals. Whether it’s saving for your children’s’ education or saving towards retirement, we’ll be there for you. Check out some of the programs we have in place to help you and your family.

Junior Savers Club Account™

Our Junior Savers Club Account™ teaches children and young adults ages 18 and under the rewards of saving while making banking FUN! This account is interest bearing and may be opened with a minimum deposit of $1.00.

In addition to learning one of life's most valuable lessons, Junior Savers will receive:

  • A personalized savings book
  • Extra savings to be sure your account grows
  • A special Junior Savers Club Bank to inspire daily at-home saving
  • Earn 1 Treat Dollar for every $25 deposited, limited to 10 Treat Dollars per day.
  • And lots of other great goodies and fun activities for Junior Savers. You'll be sent frequent invites to fun Junior Savers Club events and contests.

Teaching kids how to save. It's all part of our commitment to bring traditional community banking back to the community.

There is no minimum balance required under the age of 19.  Once the customer reaches the age of 19, a maintenance fee of $3.00 will be imposed every quarter if the balance in the account falls below $100.00 any day of the quarter.

 

 

Total Access Checking

This account has free1 ATM transactions! The minimum to open is $100 with no minimum balance required. Benefits include:

  • Free On-Line Banking & Bill Pay
  • A line of credit for overdraft protection (subject to credit approval)
  • No minimum balance fees
  • Free first order of specialty checks
  • An ATM/Debit Card with no annual fee

1 The bank does not charge its customers a monthly card usage fee. There’s no transaction charge at any ATM in the Money Pass or Sum surcharge - free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1% International Service fee charged by MasterCard for certain foreign transactions conducted outside the continental United States. 

Total Access Checking is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded every month and credited to your account every month.

Certificates of Deposit

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 3 Month
  • 6 Months
  • 9 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 36 Months
  • 48 Months
  • 60 Months

 

From time to time we offer special fixed rate certificates of deposits with higher minimum balances for other monthly terms. Check out our CD Rates for current rates and specials.