July 24, 2008

Loan Rates

Rates Effective: April 30, 2008

Autos

 

2007-2008 (New)

  
Up to 60 month term 5.75% APR 100% financing available 

2006

    
Up to 60 month term 6.25% APR  100% of NADA loan value 

2005

    
Up to 60 month term 6.55% APR 100% of NADA loan value 

2004

    
Up to 48 month term 6.75% APR  100% of NADA loan value 

Must have automatic debit from a SCBT deposit account to qualify for listed APR (If no automatic debit, 0.25% will be added to the APR.)

Home Equity Line of Credit

 

Wall Street Journal Prime Rate

5.00%

FICO Score

Up to 80% LTV

81-90% LTV
>/= 700   Prime Prime + 1.0%
680-699  Prime + 0.5%  Prime + 1.5% 
650-679  Prime + 1.0%  Prime + 2.0%