At St. Charles Bank & Trust™, we’re here to provide you with financial solutions for all your lending needs. Whether you are looking for a loan, mortgage, or line of credit, our knowledgeable and experienced lending team will explain our lending options to you in a straightforward manner.
Unlike big banks, at St. Charles Bank & Trust™ we’re proud to make all lending decisions here in St. Charles, Geneva, Elgin and Aurora. Since our decision-makers work in the bank each day, they’ll review your loan application and respond within a few days. Our goal is to make getting a loan an easy and stress-free process!
Some of our loan products include:
Home Equity Lines of Credit
Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:
- Improving your home
- Purchasing a vehicle
- Paying off medical bills
- Consolidating debt
- Paying off a credit card balance while lowering your cost of borrowing
Give us a call or stop in today for more information.
Our Overdraft Protection Account allows you to cover the unexpected opportunity or the occasional overdraft.
• Fixed interest rates
• Flexible line amounts
• Requires credit approval
Call (630) 377-9500 for more information or talk to one of your friendly personal bankers at your nearest Wintrust Community bank
Products & Programs
- Flexible terms
- Quick turnaround
- Competitive rates
- New or used vehicles
If you’re in the market for a loan, we encourage you to give us a call at (630) 377-9500 or stop by the bank to meet with our lending team at any of our locations. If you prefer to communicate electronically, please fill out this contact form, and a bank representative will get in touch with you shortly. At St. Charles Bank & Trust™, we understand the local market and we care about our customers financial well-being!