Checking Accounts
| Product Features | Free Checking | Super NOW Checking | Total Access Checking |
| Interest | N/A | Paid Monthly, tiered rates | Paid Monthly |
| ATM/Debit Card | Yes | Yes | Yes |
| Free On-Line Banking / Bill Pay | Yes | Yes | Yes |
| Additional Services | No Per check charge. No Monthly Service Fee | No per check charge. First order of specialty checks free. | FREE** ATM transactions. No monthly service charge, Direct Deposit required, First order of specialty checks free |
| No monthly service charges with these minimum balances | No minimum balance required | Minimum daily balance of $5,000 required. | No minimum balance required |
| Monthly service charge below minimum balances | No Charge | $10 per month if below $5,000; $10 fee if less than 3 transactions per statement cycle. | No Charge |
| Minimum Opening Deposit | $100.00 | $100.00 | $100.00 |
Free Checking
An unlimited, no charge check writing plan. The minimum to open is $100 with no minimum balance required. Benefits include free On-Line Banking & Bill Pay, a line of credit for overdraft protection (subject to credit approval), no minimum balance fees and an ATM/Debit Card with no annual fee.
Super NOW Checking
This account features an interest-bearing checking account, with a tiered interest rate. The higher your balance, the more interest you’ll earn. The minimum to open is $100 and the minimum daily balance of $5,000 is required. Benefits include free On-Line Banking & Bill Pay, a line of credit for overdraft protection (subject to credit approval), free first order of specialty checks and an ATM/Debit Card with no annual fee. You’ll earn Community Rewards points on debit card usage that can be redeemed for a variety of items including, electronics, travel, downloads and more.
Total Access Checking
This account has free** ATM transactions! The minimum to open is $100 with no minimum balance required. Benefits include free On-Line Banking & Bill Pay, a line of credit for overdraft protection (subject to credit approval), no minimum balance fees, free first order of specialty checks and an ATM/Debit Card with no annual fee. You’ll earn Community Rewards points on debit card usage that can be redeemed for a variety of items including, electronics, travel, downloads and more.
Easy To Open Any Account!
Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Overdraft protection also available.
Learn more about protecting your Checking Account
Click here for more information.
**Excluding International Transactions.


