Checking and NOW Accounts

We offer many kinds of personal Checking and NOW Accounts.

Non-interest bearing checking accounts:

• Free Checking
• College Checking Account

Interest bearing NOW accounts:

• Community Classic Checking®
• Platinum Preferred Account®

Checking Accounts—Features and Benefits

All checking accounts offer

• NO ANNUAL FEE ATM or VISA debit card
• Over 500 surcharge free STARsf ATMs in Chicagoland area
• FREE imaged checks with CheckManager Plus®
• FREE On-line Banking and Telebank
• FREE Bill Pay
• FREE Quicken and Microsoft Money download capabilities

Free Checking

• May be opened with an initial deposit of $100.00
• There is a daily minimum or average daily balance requirement to avoid a monthly service charge
• No limit to the number of checks that may be written per month and there are no charges per check written

College Checking

• May be opened with an initial deposit of $100.00
• There is no monthly minimum balance to be maintained
• No limit to the number of checks that may be written per month and there are no charges per check written
• More details

NOW Accounts—Features and Benefits

Community Classic Checking Account®

• An interest-bearing checking account
• May be opened with an initial deposit of $100.00
• No daily minimum balance and no monthly fee¹
• First order of specialty checks free²
• No limit to the number of checks that may be written per month
• No charges per check written
• More details

PlatinumPreferred NOW Account®

• Totally free interest bearing checking
• No daily minimum balance and no monthly fee¹
• First order of specialty imprinted checks free²
• No limit to the number of checks that may be written per month
• No charges per check written
• No annual fee ATM or VISA debit card
• Free small size safe deposit box for one year (or equivalent savings off a larger box)³ when available 
• Bonus interest rates on all regular fixed rate cds⁴
• More details

Easy To Open These Accounts

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Overdraft protection also available.

Learn more about protecting your Checking Account

Click here for more information.

¹ Fees such as overdraft charges and fees for special services may apply. ² Limitations apply on type of check and quantity ordered. ³ Limited number of boxes available when we open our permanent facilities in 2008. ⁴ Excludes CD Special Rates